Services
As a Cloyd Capital Client, You’ll Have Access to All of These Services — and More.
Core Services
Comprehensive Financial Planning
Cloyd Capital takes a holistic look at your full financial picture: Income, expenses, taxes, insurance, and goals. We then create a plan that evolves with your life. You’ll get clear, actionable guidance without the complexity or sales pressure.
Portfolio Management and Optimization
Your investments are built to match your goals, risk tolerance, and timeline by using low-cost, tax-efficient ETFs and mutual funds. We manage and monitor your portfolio throughout the year to ensure it stays aligned and optimized.
Retirement Planning
Whether you’re five years out or already retired, we’ll create a personalized strategy to help you retire with confidence. This includes Social Security timing, withdrawal sequencing, tax-efficient income planning, and long-term care considerations. If you're currently employed, we'll help you review and optimize your existing 401(k) for no additional fee.
Estate Planning Guidance
We’ll help you put the right pieces in place to protect your legacy and ensure your wishes are honored. This includes reviewing your will, trusts, beneficiary designations, powers of attorney, and other essential documents. Also, we help you coordinate with estate attorneys as needed. Our goal is to make this complex process simple, clear, and aligned with your overall financial plan.